Forest insurance when buying woodland in France

Liability: damage caused to others

Clarify the parcels, insured people and activities. Public access, hunting, works and harvesting may require specific cover. Request confirmation for the situation after purchase.

Damage: the events actually covered

Fire, storm, snow, drought, diseases and pests are not interchangeable in an insurance contract. Check each event, exclusion and option. Groupama Forêts 2025 terms provide one real contract example, not a market-wide standard.

One forest, different timelines. Illustrated woodland cutaway. — **One forest, different timelines.**
Species, ages and stand structure change how woodland is assessed. A visit helps compare hypotheses with the trees actually present.
Explanatory illustration · not a depiction of an analysed property

Lost trees and re-establishment are different needs

Depending on the policy, cover may address timber losses, clearance or replanting. Check limits, trigger thresholds, excesses and the treatment of salvage timber. Purchase price does not automatically equal insured value.

Before completing the purchase

Provide location, areas, known species and ages, and loss history to the insurance professional. Obtain written confirmation of the effective date in the buyer’s name. Compare terms, not just premiums. Sylvassur and Groupama Forêts are providers to ask; WoodWorth has no partnership with either.

From guide to selection

Guides and the map are freely accessible. Personalised reports cost €9 incl. tax for 1 parcel up to 0.5 ha, €19 up to 5 parcels and 20 ha, then €59 up to 20 parcels and 100 ha. Payment coming soon; report access is currently complimentary. See a report on real parcels.

Sources and dates

Accessed 28 September 2026. Independent sources; no partnership implied.